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Draconian social media ban doomed to failThe Miami Dolphins have found the much-needed offensive spark they were lacking without Tua Tagovailoa under center. The Dolphins’ QB suffered a concussion earlier this season and his NFL career appeared to be in jeopardy, but the former Alabama star has come back and his playing some of the best football of his NFL career. Suddenly the Dolphins have rattled off three-straight wins and are back in contention for a playoff spot in the AFC. And while Mike McDaniel and the Dolphins are known for their explosive brand of football that features a high-powered offense, the defense has been one of the team’s biggest strengths this season. Heading into Week 14, Miami boasts the No. 9 defense in the NFL, giving up just 308 total yards of offense to its opponents per game and allowing 21 touchdowns on the year so far. But if the Dolphins are going to continue to trend upward and become a true threat to de-throne the Bills at the top of the AFC East, they can’t be complacent. That’s why Bleacher Report predicts they will make a move this offseason to bolster an already impressive defensive unit. Alex Ballentine of BR predicts Miami could sign San Francisco 49ers star linebacker Dre Greenlaw this offseason, who is about to make his 2024 debut coming off of an Achilles injury. The Dolphins' decision to sign Jordyn Brooks has worked out well thus far. He's playing well, and the defense is on a hot streak. However, the search to find a linebacker to play beside him has been a little less fruitful. They recently waived David Long and claimed Tyrel Dodson off of waivers, giving them a different look at the position. Dre Greenlaw is reportedly getting closer to making his season debut after tearing his Achilles last season. As long as he can look like he's mostly recovered from that injury by the end of the season, there should be some market for him. The Dolphins should be in the pursuit for him as he hits free agency. Greenlaw is a versatile LB who is set to be a free agent after this season. He’s thrived in big moments, recording 18 tackles and two interceptions during the 2023 playoffs and would be an instant upgrade for the Miami Dolphins.WASHINGTON, Dec 5 (Reuters) - U.S. Federal Communications Commission Chairwoman Jessica Rosenworcel is proposing , opens new tab that communications service providers be required to submit an annual certification attesting that they have a plan in place to protect against cyberattacks, the agency said in a statement on Thursday.The proposal is in part in response to efforts by an allegedly Beijing-sponsored group of hackers, dubbed "Salt Typhoon," to burrow deep into American telecommunications companies to steal data about U.S. calls. "While the Commission's counterparts in the intelligence community are determining the scope and impact of the Salt Typhoon attack, we need to put in place a modern framework to help companies secure their networks and better prevent and respond to cyberattacks in the future," Rosenworcel said in a statement. Salt Typhoon's sweeping espionage campaign has been the subject of increasing concern across Washington, and Rosenworcel's announcement follows a day after U.S. government agencies held a classified briefing for all senators on the hacking. In parallel, a senior U.S. official told journalists Wednesday that "a large number of Americans' metadata" had been stolen by the hackers , who had broken into "at least" eight telecommunications and telecom infrastructure firms in the United States. Rosenworcel said the proposal was being circulated to other commissioners in her agency and, if adopted, would take effect immediately. A message seeking comment from Commissioner Brendan Carr, who President-elect Donald Trump has chosen to replace Rosenworcel at the FCC, was not immediately returned. Representatives for major telecom companies including Verizon (VZ.N) , opens new tab , AT&T (T.N) , opens new tab , and T-Mobile (TMUS.O) , opens new tab did not immediately return a message seeking comment. Sign up here. Reporting by Caitlin Webber, David Shepardson, and Raphael Satter, editing by Diane Craft Our Standards: The Thomson Reuters Trust Principles. , opens new tab
The Giants were a no-show against the Bucs after releasing quarterback Daniel JonesTrumponomics is making a comeback. So, if you’re a retiree or have a 401(k) or IRA retirement account and you’re wondering what it all means for your bottom line, you’re not alone. Donald Trump’s return to the White House means new economic policies are heading to a Main Street near you. Whatever your age, your retirement planning strategy may need a rethink. On the campaign trail, Trump 2.0’s main pocketbook promises were to extend his 2017 tax cuts for workers, push for deeper tax cuts for corporations, protect Social Security , end inflation, lower everyday costs and make housing more affordable. To help pay for it all, Trump plans to boost revenue with his pro-growth platform by slapping tariffs on foreign-made goods entering the U.S. It’s important to note that while presidential policies can move the economic needle, the president doesn’t have total control over all the levers that make the economy and financial markets go. “The economic trends and forces that are in place are far more powerful than presidential policies,” says Ross Mayfield , investment strategist at Baird Private Wealth Management. Subscribe to Kiplinger’s Personal Finance Be a smarter, better informed investor. Sign up for Kiplinger’s Free E-Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Trump could change your retirement What’s more, there’s nothing to say that Trump can push through everything on his economic wish list. “We don’t really know what will actually come to fruition,” says Lindsay Theodore , thought leadership senior manager at T. Rowe Price. Still, Trump’s tax, tariffs, and immigration policies could all impact retirement portfolios, adds Theodore. But that doesn’t mean Trump’s policies can’t have an impact — both positive and negative — on the nation’s retirement readiness. “Based on conversations I’m having with clients now, it’s a mixed bag,” said Rachele Tubonganua , a private wealth advisor at U.S. Bank Here are six ways President Trump could change your retirement. 1. Lower Taxes Means More Money to Spend and Save If Wall Street is correct, and Trump can extend the Tax Cuts & Jobs Act (TCJA) of 2017, which expires at the end of 2025, Americans can avoid paying higher taxes and seeing their paychecks shrink. (If the TCJA is allowed to sunset, tax rates will revert to the higher rates before the passage of TCJA.) An extension of TCJA is a tailwind for spending. “Fewer taxes mean more money in your pocket,” says Chris Mediate , president of Mediate Financial Services. “This could enhance retirement savings, as retirement is always about the money you can keep from your income.” So, those are plusses for retirees on fixed incomes and pre-retirees still in the asset accumulation stage. An extension of the TCJA would also mean that people have a longer runway to take advantage of the lower tax brackets, says Tubonganua. One strategy to consider is converting traditional 401(k) and IRA dollars into a Roth IRA , which allows for tax-free withdrawals. The time is right now because with tax rates low, you’ll pay less taxes on the dollar amount you convert to a Roth account. “The narrative is to really minimize taxes in the future (when they are likely to be higher),” says Tubonganua. “You want to take advantage of opportunities that are available to you right now.” 2. Social Security: OK for Now but Potential Cuts in the Future Trump vows to fight and protect Social Security. He says he “will not cut a single penny” and plans no changes to the retirement age. In the short run, that’s a plus, as those receiving Social Security checks can continue to count on 100% of their benefits. “I don’t think people have to worry about their checks,” says Mayfield. He’s also proposing to end taxes on Social Security benefits . Depending on a retiree’s income, up to 85% of benefits could be subject to taxes under current law. Ending taxes on Social Security may sound like a welcome break for retirees, but there are some potential pitfalls. There’s a risk that full benefits won’t be paid a decade from now, as Trump’s current policies don’t offer fixes to address Social Security’s weakening financial positioning . Social Security recipients will get 100% of their benefits through 2033. However, after that, unless Congress takes steps to shore up Social Security, the trust fund will be depleted, and the government will only be able to pay 79% of earned benefits thanks to ongoing Social Security payroll deductions from working Americans. “In 10 years, checks will be cut by 21% and nobody wants to see that happen,” said Theodore. “So, that’s a big concern that we’re watching closely.” Despite the uncertainty about the solvency of Social Security, Theodore still advises people to take Social Security later to lock in a larger lifetime benefit rather than panicking and taking benefits earlier at a reduced rate. “It’s about a 70% difference between your (benefit) paycheck at 62 versus waiting until age 70,” said Theodore. 3. How slashing corporate taxes could lift your 401(k) Trump wants to lower the corporate tax rate from 21% to 15%. If he’s successful, the dollars that corporations avoid in taxes goes right to their bottom line, which boosts their profitability. And corporate earnings are a key driver of stock prices. So, retirement savers who own stocks could see the value of their holdings in their 401(k) plans rise, says Baird’s Mayfield. Similarly, Mayfield says Trump’s push to reduce regulations on businesses to boost animal spirits, coupled with tax cuts, also bodes well for stock investors. “They are all tailwinds for corporate profitability,” says Mayfield. Adds Mediate: “When markets perform well, many retirement challenges are mitigated.” Theodore says an active management approach to investing could outperform during Trump’s next term, as portfolio managers are more nimble and can move more money into sectors that will benefit from the new president’s policies and allocate less capital to sectors that will suffer. There have also been rumblings in the private equity world that Trump’s preference for less rather than more regulations could pave the way for private equity investments to be allowed in employer-sponsored retirement accounts via target-date funds and other types of funds, according to a report in Pensions & Investments . Private equity investments, which are not publicly owned companies that trade on the New York Stock Exchange or Nasdaq , tend to be less liquid investments (codeword for not as easy to sell). However, since retirement accounts are long-term investments, proponents of private equity say it could add more diversification and upside potential to retirement accounts. “Over 99% of American businesses are private, and these investments allow people to participate in a much broader universe of opportunities,” says Michael Weisz , founder and CEO of Yieldstreet, an alternative investments platform. 4. Tariffs could feed inflation, hurting Americans’ purchasing power Trump's tax cuts and other programs will rely on revenue from a controversial source: tariffs. Trump’s plan to levy tariffs of up to 60% on China and 10% to 20% on other countries importing goods to the U.S. could have a negative unintended consequence: it could cause inflation or increase consumer prices. And that results in higher interest rates if the nation’s central bank needs to tame inflation. Both factors could put a dent in retirees' and working Americans' purchasing power. “The costs of tariffs will be passed on to the end consumer, so it ends up being somewhat of a sales tax,” says Theodore. “The dollar might not go as far for retirees on a fixed income,” says Theodore. Prices could go up for cars, dishwashers, and other consumer products. And a return to inflationary times would be a negative for all Americans, who are still hurting from the post-Covid spike in inflation that peaked at 9.1% in 2022, its highest level since 1981. Tariffs imposed by Trump in his first term as president also acted as a headwind for stocks, adds Mayfield. 5. Health care costs could rise Part of the Inflation Reduction Act (IRA) passed by the Biden administration aimed to lower the out-of-pocket health-care costs for older adults, including capping the cost of insulin used to treat diabetes at $35 a month, capping out-of-pocket costs for prescription drugs at $2,000 per year for U.S. older adults, as well as reducing the cost of the first 10 drugs selected for Medicare price negotiation . The IRA expires at the end of 2025. Similarly, the Affordable Care Act (ACA) passed during the Barack Obama presidency made health care coverage affordable for 45 million Americans with the help of government subsidies and premium tax credits and the creation of the health insurance marketplace. The premium subsidies also expire after 2025 unless Congress acts. The risk, of course, is if a Republican-controlled Congress moves to repeal the IRA or doesn’t renew the ACA premium subsidies, says Theodore, who advises clients to watch this development closely, as it can have a huge impact on the affordability of health care. “Health care is a big question mark,” says Patti Brennan , CEO of Key Financial. “It’s probably safe to assume those costs will increase for most people who are retired.” 6. Deportation of undocumented immigrants could have negative effects Many of the undocumented immigrants that Trump has threatened to deport earn and spend money in the economy and are key sources of labor in agriculture, housing and other services, Theodore notes. One potential downside is the cost of fruits and vegetables could rise, pinching the budgets of retirees and other Americans. What’s more, it could result in even higher costs for new homes and home renovations if labor costs rise as the supply of workers shrinks. Keep calm and carry on Despite all the different ways a second Trump presidency could impact your money and retirement, the best advice is to stay the course and keep executing your financial plan, says Tubonganua. “Focus on your long-term plan and goals and objectives,” says Tubonganua. “Tweak it (your plan) here and there if needed once policies do come into play and impact your finances.” Read More What Will Trump Do Next? What Does the Trump Presidency Mean for the Fed? Five Changes Coming to IRAs and 401(k)s in 2025Nvidia-backed SoundHound Eyeing 45% Weekly Gain. Why Stock's Massive Rally Also Poses Risks.
NoneFinding an affordable, spacious and efficient home in Metro Vancouver can feel impossible with rising prices and limited options. But laneway homes are emerging as a popular, technology-driven solution. Navigating permits for laneway homes has been challenging, but as of Oct. 2024, the median processing time in B.C. has dropped to 13 weeks from 32 weeks in 2023. This improvement is due to pre-approved housing designs by municipalities, offering residents streamlined, customizable options that meet local standards. Laneway Home Builder offers B.C.-compliant designs that take advantage of the expedited process. With expertise in high-quality finishes and project management, they provide affordable, fast-tracked secondary suites tailored to homeowners' needs. Using the 2024 Standardized Housing Designs Catalogue , they ensure regulatory compliance while allowing for customization, meeting the demands of Vancouver’s housing market. Laneway Home Builder partners with Rohe Homes, a featured developer on the popular channel, Exploring Alternatives , which showcases innovative and creative approaches to alternative homes and lifestyles. However, as a factory-focused company, Rohe Homes can face limitations in perfecting the aesthetic and finish details — elements like flooring, appliances and finer interior specifications. In Metro Vancouver’s volatile housing market, a 600-square-foot laneway home starts at $350,000, while a 1,000-square-foot home with premium finishes starts at $600,000. These prices include permits, site preparation and construction. This eco-friendly, factory-built solution provides Metro Vancouver homeowners with cost-effective, efficient housing and minimal disruption. The lock-up unit can be installed in one day with minimal crane use and waste. “Laneway homes are a vital part of addressing Vancouver's housing and affordability crises,” explains company CEO Luis Nunez. “They make better use of existing land, add density without disrupting neighbourhoods and provide more affordable living options in one of Canada’s most expensive cities.” "Our homes are constructed in a factory under controlled conditions, which allows us to maintain high standards of quality and speed," explains Nunez. "By increasing transportable volume by 66% and reducing both on-site time by 70% and on-site labour threefold, we ensure a faster, more efficient build. Additionally, the protective measures we use on materials maximize durability, a critical factor in Vancouver's humid climate, which can otherwise slow down the build process and raise costs. Once prefabricated sections are ready, they’re quickly assembled on-site with minimal disruption, saving time and significantly reducing weather-related delays compared to traditional construction.” The Laneway Home Builder team’s clients include families seeking multi-generational living, investors pursuing rental income and homeowners looking to downsize while staying in their neighbourhood. "Many of our clients are downsizing, making room for aging parents or adult children who need a separate but close living space," Nunez explains. "Others see laneway homes as opportunities to generate rental income or optimize their property. These homes allow people to stay in the communities they love while maximizing space and creating new housing options." Learn how Laneway Home Builder can transform your property. Visit https://www.lanewayhomebuilder.ca to book your consultation today.Quest Partners LLC grew its holdings in Grindr Inc. ( NYSE:GRND – Free Report ) by 277.4% in the third quarter, HoldingsChannel.com reports. The institutional investor owned 48,375 shares of the company’s stock after acquiring an additional 35,558 shares during the period. Quest Partners LLC’s holdings in Grindr were worth $577,000 as of its most recent filing with the Securities & Exchange Commission. Several other hedge funds and other institutional investors also recently made changes to their positions in the business. SG Americas Securities LLC bought a new stake in Grindr in the 2nd quarter valued at $718,000. Yarra Square Partners LP bought a new position in shares of Grindr in the second quarter valued at about $3,005,000. Federated Hermes Inc. acquired a new stake in shares of Grindr during the 2nd quarter worth about $3,640,000. Point72 Asset Management L.P. bought a new stake in shares of Grindr during the 2nd quarter worth about $688,000. Finally, Discovery Capital Management LLC CT acquired a new position in Grindr in the 2nd quarter valued at about $3,179,000. 7.22% of the stock is currently owned by institutional investors. Insiders Place Their Bets In other Grindr news, insider Zachary Katz sold 3,058 shares of the stock in a transaction dated Wednesday, November 13th. The shares were sold at an average price of $14.30, for a total transaction of $43,729.40. Following the sale, the insider now directly owns 586,722 shares in the company, valued at $8,390,124.60. This represents a 0.52 % decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at the SEC website . Also, Director Nathan Richardson sold 5,234 shares of the firm’s stock in a transaction dated Friday, November 8th. The shares were sold at an average price of $15.00, for a total transaction of $78,510.00. Following the completion of the transaction, the director now directly owns 27,408 shares in the company, valued at approximately $411,120. This represents a 16.03 % decrease in their ownership of the stock. The disclosure for this sale can be found here . Insiders have sold a total of 296,549 shares of company stock worth $4,195,896 in the last 90 days. Company insiders own 76.40% of the company’s stock. Grindr Trading Up 0.7 % Wall Street Analysts Forecast Growth A number of equities research analysts have recently issued reports on GRND shares. Raymond James boosted their price objective on Grindr from $16.00 to $19.00 and gave the stock an “outperform” rating in a report on Friday, November 8th. TD Cowen upped their price objective on Grindr from $14.00 to $17.00 and gave the company a “buy” rating in a report on Wednesday, November 6th. Get Our Latest Stock Analysis on GRND Grindr Profile ( Free Report ) Grindr Inc operates social network and dating application for the lesbian, gay, bisexual, transgender, and queer (LGBTQ) communities worldwide. Its platform enables LGBTQ people to find and engage with each other, share content and experiences, and express themselves. The company offers ad-supported service and a premium subscription version. Recommended Stories Want to see what other hedge funds are holding GRND? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Grindr Inc. ( NYSE:GRND – Free Report ). Receive News & Ratings for Grindr Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Grindr and related companies with MarketBeat.com's FREE daily email newsletter .
NEW YORK (AP) — Shortly before he was to be flogged and imprisoned for eight years, Mohammad Rasoulof fled Iran. Read this article for free: Already have an account? To continue reading, please subscribe: * NEW YORK (AP) — Shortly before he was to be flogged and imprisoned for eight years, Mohammad Rasoulof fled Iran. Read unlimited articles for free today: Already have an account? NEW YORK (AP) — Shortly before he was to be flogged and imprisoned for eight years, Mohammad Rasoulof fled Iran. His weekslong journey would take him from Tehran, through rural Iranian villages, on foot across a mountainous borderland and ultimately to Hamburg, Germany. As arduous and dangerous as the trip was, Rasoulof’s travels had an added wrinkle: He was trying to finish a movie at the same time. A week after arriving in Germany, Rasoulof would premiere his film, “The Seed of the Sacred Fig” at the Cannes Film Festival in France. As he fled, Rasoulof was preoccupied with the movie’s edit, which was being carried out in Germany. “I remember when I was sitting in the car that was driving me to the border,” Rasoulof says. “I had my laptop and I was taking notes and sending them to my editor. The two friends who were taking me kept saying, ‘Put that thing away for a second.’” In Cannes, “The Seed of the Sacred Fig” won a special jury prize and Rasoulof was celebrated with a 13-minute standing ovation. The movie has since been hailed as one of the best of the year, and arguably its most daring. Rasoulof made “Sacred Fig” clandestinely in Iran, directing scenes from a separate location to avoid raising suspicions. (The opening titles read: “When there is no way, a way must be made.”) Its story — a devastating family drama set during the 2022 protests that engulfed Iran — would surely only add to Rasoulof’s prison sentence. So after all of this, how is he feeling? When he recently met with The Associated Press for an interview, Rasoulof shrugged. “Ordinary,” he says. Rasoulof, 52, has a more gentle, bemused presence than some of his films would suggest. But how could Rasoulof, after what he’s lived through this year, feel anything like ordinary? “I still haven’t grasped the meaning of exile,” he explains. “I think it will take some time. The feeling of that void has not hit me yet, and I think it may never come.” Rasoulof has been busy traveling from film festival to film festival. In September, he and his 24-year-old daughter attended the Telluride festival in Colorado. Many more such stops were to come. Since fleeing Iran, Rasoulof has effectively been immersed in the world he’s long known: cinema. “Maybe I am living in the world of cinema, and maybe that’s why things are so familiar,” he agrees. “Maybe that’s why I don’t feel I’m in exile.” “The Seed of the Sacred Fig,” currently playing in theaters, is the Oscar submission from Rasoulof’s adoptive home, Germany. He’s settled in with his family, grateful for how the country has welcomed him. Speaking through an interpreter, Rasoulof grants that he’ll probably always mentally have a bag packed, ready to return to Iran should the chance ever come. But what “home” constitutes has changed for him. “I might be able to change this concept of home for myself,” he says. “I walk on the streets here and I see people of different colors and forms from all over the place, and they all call this place home. So there’s always the chance that one can build something new.” How oppressive politics can infiltrate the home is central to “The Seed of the Sacred Fig.” It concerns a family of four: Iman (Missagh Zareh), a lawyer newly appointed to the Revolutionary Court in Tehran; his wife, Najmeh (Soheila Golestani) and their two daughters, Rezvan (Mahsa Rostami) and Sana (Setareh Maleki). Iman is proud of his high position, but, when the government crackdown on protesters following the death of Mahsa Amini accelerates, his daughters are increasingly at odds with him. After Iman’s gun goes missing, his wife and daughters turn into suspects. “The Seed of the Sacred Fig,” populated with real cellphone videos from the protests, plays out as an excruciating microcosm of Iranian society. “It wasn’t like I put those videos in. They just came in,” says Rasoulof. “The reality is that it was through those videos I realized what happened. When the Woman, Life, Freedom movement occurred, I was in prison.” Rasoulof has spent several spells in Tehran’s Evin Prison. In 2010, he was arrested on set for filming without a permit. In 2022, he was jailed for seven months after pursuing the release of another of Iran’s most prominent filmmakers, Jafar Panahi. Panahi, who secretly made the film “No Bears,” was only released in 2023 after commencing a hunger strike. “My windows at home opened to the hills that have the Evin prison in them,” says Rasoulof. “I knew behind those walls many of my friends were sitting.” Rasoulof, inspired by the courage of the younger generation, resolved to pour the same spirit into “The Seed of the Sacred Fig.” Although it wasn’t until Rasoulof’s appeal of his sentence failed that he resolved to flee, he grants that deciding to make “Sacred Fig” essentially sealed his fate. “Making this film was part of that decision,” he says. “Although I had made up my mind earlier, because it was such a bitter decision, I was denying it and delaying it, waiting for a miracle to allow me to stay.” “I would open the fridge to make sure there was nothing there that would go bad,” he adds. “It was a strange circumstance.” For the film’s actors and crew members, signing up for the movie meant also becoming co-conspirators. Everyone knew the risks. And, like Rasoulof, many of them have since left Iran. Rostami and Maleki also now live in Germany. Asked if his collaborators are all currently safe, Rasoulof responds: “No one is safe from the Islamic Republic.” Winnipeg Jets Game Days On Winnipeg Jets game days, hockey writers Mike McIntyre and Ken Wiebe send news, notes and quotes from the morning skate, as well as injury updates and lineup decisions. Arrives a few hours prior to puck drop. In his new life, Rasoulof is experiencing freedoms he never had in Iran. His films, for example, are widely available outside his native country but not in Iran. His prize-winning 2020 drama “There Is No Evil,” about capital punishment in Iran, is banned — though, ironically, Rasoulof’s prison guards enjoyed watching it with him from a flash drive. “I haven’t seen many of my films on a big screen, especially my last film,” he says. “I really want to see ‘There Is No Evil’ on a big screen. A festival in Portugal has promised to take me to see my own film.” The name of Rasoulof’s film comes from his memory of an ancient fig tree he once visited on an island in the south of Iran. It’s a tree that, with apparent metaphorical meaning for the Iranian government, spreads its seeds onto other trees, killing them and growing in their place. Rasoulof pulls out his phone to share a photo of his apartment in Tehran. Outside a large window, you can see the walls of Evin running along a craggy hillside. Inside are many houseplants. “This is my home,” he says. “I have a lot of plants. I really miss my plants. I have a neighbor who takes care of them for me. I actually have a fig tree at home.” Advertisement Advertisement The Free Press acknowledges the financial support it receives from , which makes our coverage of religion possible.Forum: Do more to tackle loneliness and its adverse health impacts
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